When you're out of load, worry not! TM has a variety of options that you can avail in their UTANG load service. TM Utang Load is a service offered by TM that allows its loyal subscribers to borrow load even if they have zero balance in their account as long as they have good quality network signal on their phone to be able to send the promo code.
The TM Utang Load service allows you to borrow any type of load you want, as well as various promos that you can pay back at a later date. You can borrow load from ₱5 to ₱60 (with some popular promos like GoSurf), and the loan amount plus service charge will be deducted on your next reload or top-up.
Table of Contents
How to Borrow Load or Utang Load from TM
• Borrow Load via Text Message
• Borrow Load via *143#
List of TM Utang Load and Promo Offers
How to Check TM Utang Load Status
How to Pay Your Loan
How to Stop TM Utang Load Promo
Conclusion
TM Utang Load Promo is a handy option for people who need to stay connected, especially when there's an urgent matter to discuss or contact someone but you're in the middle of nowhere. With your TM prepaid, they have all the answers for your communication needs, even if you’re stuck on traffic or no load retailers available in your location.
Even when you are zero (0) balance, you can still be able to loan a TM load or promo given that you don’t have any existing loans. However, there is a 20% service fee on top of the standard rates. Then, your borrowed load will automatically be deducted when you reload your TM Prepaid SIM.
How to Borrow Load or Utang Load from TM
There are two ways to borrow load from TM: by texting the keywords to 3733 or by dialing *143#. You can borrow load even if you have zero balance.
Borrow Load via Text Message
To borrow load from TM via SMS, text UTANG <KEYWORD> and send to 3733.
For example, to borrow ₱10 load, text UTANG LOAD10 to 3733.
You will receive a text confirmation of the loan if you are eligible for the offer. If not, you will also receive a text message with instructions to know which load denomination or promos you can borrow.
Borrow Load via *143#
Another way to borrow load from TM is to dial *143 and select “Utang.”
Navigate to the offer that you want to borrow (for example, SURFSOS) and select “Subscribe” to avail of the offer.
List of TM Utang Load and Promo Offers
In the table below, you can find a list of load denominations below and promos that you can borrow through TM Utang Load. The amounts listed here include the standard rate plus the service fee.
The service fee is equivalent to 20% of the regular price of the load or promo, rounded off to the nearest peso value. The service fee is fixed, and no interest is charged to the subscriber no matter how long the loan is repaid.
Promos that you borrowed from the TM Utang Load service cannot be extended. However, you can borrow load from TM to extend your regular promo subscription.
You can borrow only one load denomination or promo at a time. If you have an unpaid loan, you must repay it before you can borrow again. The load or promo amount that you borrowed will be deducted from your balance upon your next reload or top-up.
How to Check TM Utang Load Status
To check the status of your regular load loan, dial *143# and navigate to “Utang” and then “Status.” Select either “Utang status” or “Utang Promo status.”
To check the status of your promo loan, text UTANG <KEYWORD> BAL and send to 3733. For example, to check the status of GoSurf10, text UTANG GOSURF10 BAL and send to 3733.
How to Pay Your Loan
TM will automatically deduct the loan amount from your prepaid load balance upon your next reload or top-up. It will not be deducted if your load balance is lower than your loan amount, so make sure to reload a sufficient amount to pay off your outstanding loan.
You can also pay your TM Utang Load loan by dialing *143# and navigating to Utang > Pay Utang > Confirm Payment. Make sure that you have enough load balance to pay off your loan amount.
How to Stop TM Utang Load Promo
If you want to stop or unsubscribe from a borrowed promo, text STOP UTANG <KEYWORD> and send to 3733. For example, to stop GoSurf10, text STOP UTANG GOSURF10 and send to 3733.
You can also stop or unsubscribe from your current TM Utang Load promo by dialing *143# and going to “Utang” and then “Unsubscribe.” Choose the promo that you want to stop.
Take note that stopping your promo does not wipe out your loan. You must still pay your loan before you can borrow again.
Conclusion
It is comforting to know that you can borrow load from TM anytime you need it. Whether you ran out of load or want to text someone urgently, you can borrow the TM load or promo you need.
You can get help by contacting their Customer Service Hotline, just dial 808. For more information about their TM Utang Load promo, you can visit their official website here.
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